Namaste Sir, This is your CA- final student Vijayashree Bhat. I have completed the classes (Pen drive).Very happy to tell that I chose the right FR classes which gave the proper conceptual knowledge. All topics were covered thoroughly. One of the plus points of your pen drive classes is that you will give the topic explanations in writing & solve the problems manually instead of using presentations etc. which is very much helpful for students. I enjoyed the classes, never felt that I am missing face to face classes. Thank you so much Sir. While discussing with friends about selection of SFM faculty, I had considered you as bench mark I used to ask them if there is any faculty for SFM subject who can teach concepts like CJ Sir.